Home Improvement Grants – Federal Grant Money to Modernize Your Home

The federal government provides a number of programs designed to assist citizens with home and house repairs. One of the programs administered through the US Department of Agriculture Office of Rural Development offers grants and loans to owner-occupants of very low-income housing for home improvement and repairs. Known as Section 504 loans and grants the program was authorized by the Housing Act of 1949.

The program provides loans for general repairs to the owner’s property and the funds primarily directed at alleviation of health and safety issues. Home Improvement Grants are also awarded for the removal of safety hazards and for remodeling projects that make the dwellings more accessible to those with disabilities. The loan or grant funds can also be used for general modernization of the property.

Generally the grants and loans are made for infrastructure improvements to the property’s heating, electrical or plumbing systems. Particularly given the current emphasis on energy conservation and green projects, many of the awards are focused on weatherization of the low-income properties.

Since these grants and loans are administered by the Department of Agriculture the program is primarily aimed at rural low-income areas. To be eligible for this program the dwelling must be in an rural area with a population of less than 10,000. In some cases the eligibility expands to areas with up to 25,000 people when the community is not included in a Metropolitan Statistical Area.

Loans range up to $20,000 for eligible individuals and carry an interest rate of one percent with up to a 20 year term for repayment. Grants can go as high as $7,500 and as the term implies do not have to be repaid.

To be eligible for grant funding the home owner must be over 62 and not have the capability to repay a loan.

The Department of Agriculture Website provides access to maps and income calculators to help determine dwelling and income eligibility for the Very Low-Income Housing Repair Loans and Grants program.

Quick Free Money For Home Improvement – Grants to Fix Your Home

There are a number of ways that homeowners can accumulate the funds required for major projects of home improvement. Grants from the United States government may be the most resourceful way to achieve this feat though. The government is willing to provide American taxpayers with significant funding to afford detrimental property repairs, or just cosmetic upgrades.

Grants for home repairs and improvements are free to taxpayers…

What makes government home improvement grants the most sensible and profitable form of repair and remodeling financing is that this is virtually free government money. These types of grants, as well as all other government grant programs, are non repayable. Qualified applicants are awarded with enough free government money to fully pay for all of their repair and remodeling endeavors, and they never have to pay this money back…ever. Unlike loans from banks, credit unions, and private lenders, free grants have no interest, security deposits, collateral, or repayment plan.

Why pay for your repair projects while there is free unclaimed government money available to do it?

Millions of American homeowners will be found eligible to qualify for this amazing and beneficial free money program, and can then go on to execute whatever home repair or remodeling projects they desire, without having to spend a single dollar out of their own pockets. Knowing this, the first obvious step in achieving the finances needed to complete your desired projects would be applying for government home improvement grants.

Not only will grants for home improvement save you money, they will also build equity in your home…

Everyone knows that even the slightest upgrades, constructional or cosmetic, will immediately increase your property value and build instant equity in your home. If this can be accomplished without spending any of your money, is there really any good reason not to apply for government grants?

Home Improvement Tips That Will Save Energy

Are you trying to save money? These home improvement tips will help you save money by saving energy at home. Make your home more energy efficient and you can lower your energy bill.

Improve The Energy Efficiency of Your Windows

The right windows can significantly improve the energy savings of your home. When shopping for new windows, look for low E coating and an Energy Star rating. Double panes and energy efficient material mean more energy savings. Once you’ve chosen the right windows for your home and climate, make sure they are installed properly in order to maximize their energy efficiency.

You may not need, or be able to afford, new windows. You may just need to improve your current ones. Window treatments like window tinting, solar screens, blinds, curtains and shutters will increase energy efficiency by keeping out unwanted cold and heat. Note: window treatments on the outside of the window will be more effective because they will keep the cold and heat from ever entering your home in the first place.

Try Solar

Solar energy won’t use any electricity so it won’t effect the energy bill. It’s free and environmentally friendly. If you live anywhere that gets any sun, you can use solar. If you live somewhere really sunny, you might be able to use solar all the time. If not, using solar part of the time will still save energy and money.

Solar works great for outdoor lighting. Solar decorative lights and security lighting are fairly inexpensive and easy to maintain. Solar is also popular for home heating and for heating outdoor swimming pools.

Get A New Roof

This is a big home improvement project! A good roof is crucial for home energy efficiency and safety. The actual roof itself, of course, is important but so is the company you choose to install it. Ask lots of questions, get quotes from at least three different companies and get everything in writing!

Look for an Energy Star rating, a material that is appropriate for your home and climate and definitely look into any financial incentives such as rebates or tax incentives. Check eligibility carefully before you start on a new roof to make sure you don’t miss anything. If you have any questions, don’t hesitate to ask your contractor and accountant.

For more home improvement tips that will save you energy and money, visit www.MakeYourHomeEnergyEfficient.com You’ll find projects for every budget, including easy, free ways to save.

Home Improvement Tips You Should Know Today

As you live in the same home for years, you might find out that you need to implement some changes to the look and feel of your house. This is the same thing that a number of homeowners feel, especially when unexpected changes in the family occur because of different reasons. Here are some home improvement tips that you can check today before you finally change the look of your home:

Identify The Reason For This Project

It is important to address this concern first before you think any further. Are you expecting a baby soon? Will the kids need more space to study their lessons after school? Or will you need another room to accommodate your parents or in-laws for a long vacation?

Perhaps you would want to improve the ventilation of your home or secure the needed insulation before winter comes this year. If you notice some cracks on the walls of your house after a calamity happened then this can also be a reason to think of home improvement ideas to improve the quality of your house.

Identifying these reasons will help you focus on the type of renovation that you need. This will also help carpentry companies understand your situation as soon as you call them about this project.

Decide How Soon You Need This Renovation To Begin

This will be best answered if you already know the reason for starting this project. If you are expecting a new member of the family to come, then you can talk to your skilled carpenter about it. He can propose a timetable for you to check before they begin working on your house.

If the reason focuses on something about ventilation or insulation then the sooner they need to start on this. Most of the home improvement projects that are related to weather issues are considered of high priority assignment for carpentry companies so as to prevent further damage to the house or possible harm brought about by cracks or dilapidated parts of the house.

Get The Services Of Experts In Your Area

Living in a safe home is a huge investment in itself. That is why most home improvement tips will encourage you to book the services of these industry experts to let them do the necessary repair on your home. The best sources of these information would be your family and friends, as well as your neighbors who already went through the same renovation projects. Go to their house and ask for their referrals. You will definitely get more information from them than just their contact details.

Set A Generous Budget For This Project

Just like what I have mentioned earlier, living in a safe and secured house is more than just a good investment. You are protecting your life as well as those the ones you love who are living in the same home. That is why it is important to get the quality materials that you can use to protect your family from possible harm and avoid further damage to your property.

In the end, you are looking for these home improvement tips to make sure that you are going to make the right decisions before asking your carpenter to work on those areas. So go ahead and remember these hints to make your home renovation project a success.